Unlock the value of your property without selling it.
A Loan Against Property (LAP) offers a high-value credit solution by mortgaging your residential, commercial, or industrial property. Whether you need funds for business expansion, working capital, education, medical needs or debt consolidation — LAP gives you the freedom of large capital access at lower interest rates.
At Loansmart, we help you secure the best deals with minimal documentation & high approval chances.
✔ Features of LAP
Loan up to ₹50 Lakhs to ₹5 Crores+
Lower interest rates than personal loans
Long repayment tenure up to 15 years
High eligibility based on property valuation
Funds can be used for any personal/business purpose
Balance transfer facility available
Hassle-free processing with expert assistance
📌 Ideal For
Business expansion & working capital
Large educational or medical expenses
Debt consolidation or restructuring
Property renovation or purchase
Personal or family financial planning
📄 Eligibility & Documents Required
Age: 23–65 years
Salaried / Self-employed / Professional
Clear property ownership documents
Stable income & repayment capacity
Property valuation meets lender requirement
Documents:
KYC – PAN, Aadhaar
Property Papers
Income Proof (ITR, Salary slips, Statements)
Bank statements (6–12 months)
Why Choose Loansmart?
✔ Maximum loan eligibility based on valuation
✔ Multiple lender options for best pricing
✔ Fast processing & legal documentation support
✔ Personal advisor until loan disbursal
📞 Apply for Loan Against Property Today
Call / WhatsApp: +91 9538009991
📧 loansmartfinex@gmail.com