Loan Against Property (LAP)

Unlock the value of your property without selling it.

A Loan Against Property (LAP) offers a high-value credit solution by mortgaging your residential, commercial, or industrial property. Whether you need funds for business expansion, working capital, education, medical needs or debt consolidation — LAP gives you the freedom of large capital access at lower interest rates.

At Loansmart, we help you secure the best deals with minimal documentation & high approval chances.


✔ Features of LAP

  • Loan up to ₹50 Lakhs to ₹5 Crores+

  • Lower interest rates than personal loans

  • Long repayment tenure up to 15 years

  • High eligibility based on property valuation

  • Funds can be used for any personal/business purpose

  • Balance transfer facility available

  • Hassle-free processing with expert assistance


📌 Ideal For

  • Business expansion & working capital

  • Large educational or medical expenses

  • Debt consolidation or restructuring

  • Property renovation or purchase

  • Personal or family financial planning


📄 Eligibility & Documents Required

  • Age: 23–65 years

  • Salaried / Self-employed / Professional

  • Clear property ownership documents

  • Stable income & repayment capacity

  • Property valuation meets lender requirement

Documents:

  • KYC – PAN, Aadhaar

  • Property Papers

  • Income Proof (ITR, Salary slips, Statements)

  • Bank statements (6–12 months)


Why Choose Loansmart?

  • ✔ Maximum loan eligibility based on valuation

  • ✔ Multiple lender options for best pricing

  • ✔ Fast processing & legal documentation support

  • ✔ Personal advisor until loan disbursal


📞 Apply for Loan Against Property Today
Call / WhatsApp: +91 9538009991
📧 loansmartfinex@gmail.com